Create a Payout with Payment Out Details

To initiate a payment out, utilize the Create Payment endpoint with type of OUTand the addition of payOutDetails.

When using payOutDetails, the address is validated, ensuring the payment would not be created with an invalid address.

Here are the parameters you'll need to provide in the create payment request:

Parameter	Type	Required	Description
`merchantId`	string	Yes	Your Merchant ID, which indicates the wallet from which the funds will be drawn. This can be found on the Merchant Details page within your account.
`amount`	long	Yes	The total amount to be sent in the payment out.
`expiryMinutes`	integer	No	The time frame allowed for the end-user to claim their payout. Defaults to 1440 minutes if unspecified.
`currency`	string	Yes	The currency code to be displayed to the end-user.
`returnUrl`	string	No	A URL to redirect the user back to the merchant's site during the payment flow.
`reference`	string	Yes	A reference for both you and your customer regarding the payment. This can be any identifier you choose.
`type`	string	Yes	Specifies the transaction type. Use `OUT` for creating a Pay OUT.
`payoutDetails.address`	string	No	The field for the crypto address that funds will be sent to.
`payoutDetails.currency`	string	No	The field for specifying the payout currency.
`payoutDetails.code`	string	No	Set to `crypto` to indicate a cryptocurrency payout.
`payoutDetails.protocol`	string	No	Required for multi-protocol currencies such as USDT, specifying protocols like `ERC20` or `TRC20`.
`payoutDetails.tag`	string	No	Necessary for XRP transactions to ensure proper allocation of funds. Use 0 if the XRP wallet does not have a tag.

Example Request

Below is an example of how you might structure your request:

{
  "merchantId": "00a4af9d-ad4b-42d5-bec4-b7a8c90161fe",
  "amount": "100",
  "expiryMinutes": "60",
  "currency": "USD",
  "returnUrl": "https://yourwebsitename.com",
  "reference": "6a4013c2-5fa9-4e2f-bef7-88c5570b6501",
  "type": "IN",
  "payOutDetails": {
      "code": "crypto",
      "currency": "USDT",
      "protocol": "ERC20",
      "address": "0x84A4a239805d06c685219801B82BEA7c76702214",
      "tag": ""
  }
}'

Example Response

Upon successful submission, the following response will be received:

{
  "uuid": "fef4e99d-b41d-4efe-89fd-4fdf41f3f33f",
  "merchantDisplayName": "Metallica Inc",
  "merchantId": "00a4af9d-ad4b-42d5-bec4-b7a8c90161fe",
  "dateCreated": 1704807605678,
  "expiryDate": 1704808805678,
  "quoteExpiryDate": 1704808806000,
  "acceptanceExpiryDate": 1704807636000,
  "quoteStatus": "ACCEPTED",
  "reference": "a003cec4-abf5-42aa-baf0-43a1cc815536",
  "type": "OUT",
    "subType": "merchantPayOut",
    "status": "PROCESSING",
    "displayCurrency": {
        "currency": "USD",
        "amount": 50,
        "actual": 0
    },
    "walletCurrency": {
        "currency": "ETH",
        "amount": 0.0176227,
        "actual": 0.0176227
    },
    "paidCurrency": {
        "currency": "USDT",
        "amount": 50,
        "actual": 0
    },
    "feeCurrency": {
        "currency": "ETH",
        "amount": 0.00017623,
        "actual": 0
    },
    "displayRate": {
        "base": "ETH",
        "counter": "USD",
        "rate": 2837.24968364666
    },
    "exchangeRate": {
        "base": "ETH",
        "counter": "ETH",
        "rate": 1
    },
    "address": {
        "address": "0x84A4a239805d06c685219801B82BEA7c76702214",
        "tag": "",
        "protocol": "ETH",
        "uri": "ethereum:0x84A4a239805d06c685219801B82BEA7c76702214?value=1.76227E+16",
        "alternatives": []
    },
    "returnUrl": "www.your-url-here.com",
    "redirectUrl": "https://pay.sandbox.bvnk.com/payout?uuid=46a86ebc-c40b-464f-b017-00191be0f20c",
    "transactions": [],
    "refund": null,
    "refunds": []
}

This response indicates that the payment has been automatically approved and is in a PROCESSING state.

The uuid provided can be used at any point to query the status of the payment. A series of webhook notifications will be dispatched to allow you to update your system accordingly.